Author name: Vijayakumar MG

Customer Experience: The Key To Digital Banking Success Context Digital banks are proliferating as mobile technology becomes increasingly prevalent. What factors do customers care about most? The customer experience. Yes, you hear it right! The customer experience is the key to digital banking success. Digital banking customers are becoming more demanding, with expectations that their …

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Unlocking The Potential Of Regulatory Reporting In Australia (APRA) Through Digitisation What is Regulatory reporting? Regulatory reporting is the submission of information and data to the regulatory authority of the country to demonstrate compliance with necessary regulatory provisions. In simpler terms, it is a process that businesses and individuals must continually go through to show …

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The Evolution Of Digital Banking: From An Exaggerated Utility To A Necessity Introduction The digital banking industry has come a long way since Charles Schwab opened the first online brokerage account in 1975. From an exaggerated utility to a necessity, digital banking is now one of the most popular financial services available today. What started …

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SACCO: Benefits, How They Work and the Impact of Digitization Sarah is from Kenya. Sarah has limited means and has no major savings or assets. She is a small vegetable vendor and interested in small savings but scared to keep all her savings at home due to the security reason of losing all her savings …

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CBDC – A Comprehensive Guide to Central Bank Digital Currencies Recently e-Naira, the Central Bank Digital Currency (CBDC) was launched in Nigeria amidst much fanfare. Nigeria is the latest country to join a bandwagon of countries like Bahamas, Sweden and China. A recent survey reveals that almost 85% of central banks are in various stages …

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International Women’s Day: Championing Women In Fintech The theme of International Women’s Day 2022 (IWD 2022) is “Gender equality today for a sustainable tomorrow,” recognising the contributions of women and girls around the world who are leading the change in the industry and charge on climate change adaptation, mitigation, and response to build a more …

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APRA And Its Contribution In The Australian Financial Sector APRA, or the Australian Prudential Regulation Authority, is a financial regulator that was formed in 1998 as a result of the Wallis Inquiry. APRA is an independent statutory authority that reports to Parliament through the Treasurer. APRA’s primary responsibility is to regulate Australia’s financial sector and …

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APRA Overview: What You Need To Know About The Australian Prudential Regulation Authority This blog post will provide an overview of the Australian Prudential Regulation Authority (APRA). We will discuss APRA’s role in the financial sector, its regulatory reporting requirements, and how they are supporting the growth of fintech in Australia. We hope that this …

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