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LOCALISED OBPAY PAYMENTS ENGINE FOR THE BALTIC STATES LITHUANIA, LATVIA, ESTONIA, AND POLAND

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Localised OBPay Payments Engine for Lithuania, Latvia, Estonia, and Poland

Enable SEPA-compliant, ISO 20022-native, real-time payment processing, custom built and ready for Lithuania, and configurable for Latvia, Estonia, and Poland, with minimal lift. 

Explore the advantages and benefits of a standalone payment solution and product processor which meets global payment standards, and yet regionally compliant with real time payments processing capability, with Oracle OBPay, localized by Profinch.

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Why Localization Matters in the Baltics?

One Platform. Four Countries. Full Compliance.

The Baltic payments landscape is evolving rapidly, driven by digitization, regulatory tightening, and the transition to ISO 20022 messaging standards. While Oracle’s OBPay is designed to be universal, each country, from Lithuania’s CentroLink gateway to local SEPA rulebooks in Estonia, Latvia, and Poland, requires fine-tuned integration.

Financial Institutions in the Baltics region who are looking to modernize their payments infrastructure, need more than just a robust platform. 


The need is for a partner who understands the nuances of local regulatory frameworks and can tailor global systems to regional realities.

And, this is precisely where team Profinch comes in as Oracle’s preferred partner.

Profinch + OBPay = Built for the Region, Backed by Experience

OBPay Meets Local Compliance and Global Standards,

Because, We Made It Happen!

Happy to share that we’ve already implemented a fully compliant OBPay setup for a leading financial institution in Lithuania,

delivering:

  • CentroLink integration for domestic SEPA payments
  • Custom ISO 20022 message development, including:
    1. PACS004LB
    2. PACS002 with CentroLink-specific error codes
  • SYNRES and CONRES technical messages

  • A full 12-week implementation cycle with custom validations, message regeneration logic, and post-go-live support.


Whether your Financial Institution is operating in Lithuania, Latvia, Estonia, or Poland, Profinch enables rapid, region-specific deployments of OBPay, without compromising on global functionality.

Profinch sets the global benchmark for banking infrastructure excellence, leading with security, disaster recovery, and big data analytics, enabling a seamless customer experience.

Key Features Delivered

Enterprise-Grade Capabilities. Customized for Local Precision.

Here’s how Profinch enhances OBPay to align with Baltic banking environments:

ISO 20022-Native Engine

  • End-to-end ISO 20022 processing, no data truncation
  • SWIFT GPI and gpi Go compliance
  • Seamless message transformation and rule-based routing

SEPA-Ready Payment Accelerators

  • Lithuania’s CentroLink-compliant SEPA messages
  • Reusable assets for other Baltic and CEE countries
  • Built-in support for PACS, CAMT, and pain messages

Cloud-First Deployment Options

  • SaaS-based, on-premise, or hybrid deployments
  • Easy integration with core systems and digital frontends
  • 2100+ ready-to-consume APIs

Operational Intelligence

  • Context-aware payment dashboards
  • Specialized investigation queues
  • Batch processing with auto-enrichment and scheduling

Fast Time-to-Market

  • Accelerated go-live with pre-built components
  • Comprehensive testing and IJAT support
  • Lower TCO, faster ROI

Who This Is For?

A Perfect Fit for Financial Institutions in the Baltics & CEE

This solution is ideal for:

    • Banks and Credit Unions operating in Lithuania, Latvia, Estonia, and Poland
    • Institutions looking to comply with SEPA, CentroLink, and ISO 20022
    • Organizations planning to modernize payment systems without rebuilding from scratch
    • Banks aiming for cloud migration or digital transformation in payments

Why Profinch

Global Expertise. Local Execution. Proven Outcomes.

And lastly because, Profinch is founded by industry veterans.

BFSI evangelists, with individual expertise of more than 30 years with Oracle, and top minds in the BFSI space working as a team, since inception of the company more than a decade ago.


Thus, what we offer our clients, is an extension of their own team’s capabilities.

  • 170+ clients in 60+ countries
  • Top talents and teams across solutions and practices
  • Oracle-certified and preferred implementation partner
  • BFSI specific domain knowledge and regulatory fluency
  • Reusable accelerators for faster deployment
  • Strong collaboration with Oracle regional sales teams
  • Full-stack capabilities: core, lending, payments, analytics


Let’s Talk

Whether you’re evaluating Oracle OBPay or actively planning a SEPA-compliant transformation, Profinch can meet you there, and help you cross the bridge, faster, and reliably.

Let’s schedule a quick discovery call.

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