Digital Banking Consulting
Our Digital Banking Solutions
Digital banking solutions enable banks to provide financial services and processes through digital platforms, such as mobile apps, online portals, and internet banking websites.
With Profinch’s expertise, banks can opt for services like digital banking platform implementation, version upgrades, customizations, integrations, infrastructure services, infrastructure support, testing, and building an enhanced digital banking journey. Many customers prefer to use digital platforms, such as mobile apps and online portals, to access financial services and perform transactions. By offering digital banking solutions, banks and fintech institutions can meet this demand and provide a convenient and convenient experience for their customers. Banks and fintech institutions can also automate many financial processes and reduce the need for manual intervention. This can lead to increased efficiency and reduced costs, as well as improved customer service.
In today’s digital landscape, banks and fintech institutions that do not offer digital banking solutions may struggle to compete with those that do. By offering digital banking solutions, these organizations can stay competitive and attract new customers.
With Oracle Banking Digital Experience (OBDX), banks can provide an enterprise-level, open, modern, and scalable digital banking solution that enables banks to rapidly deliver digital capabilities while melding easily with existing core banking platforms.
Implementation
- Greenfield Implementation
- Data Migration
- Retail and Corporate Servicing
- Retail Originations
Version Upgrade
- From FCDB to OBDX and from a lower version of OBDX to the latest
Customization
- OBDX and FCDB
Production Support
- OBDX and FCDB
Integration
- With latest version of FLEXCUBE, older versions of FC, other CBS and external systems (bill aggregator, merchants, travel, shopping, SMS, email, salary file integration, bulk file upload support, webservices for external applications – CTS, wallets)
Infrastructure Services and Support – Production and Disaster Recovery
- Database
- Middleware
Customers’ Digital Journey and Branding
- We help banks in enhancing their customers’ digital journey: redefining user experience, branding the UI, seamless user experience across channels (web, mobile, wearables)
Training
- Bank Core Team
- Bank IT Team
- Bank / Branch Staff
Testing Services
Profinch Digital Experience Layer
With the Profinch Digital Experience Layer, banks can modernize their digital channels on top of Oracle Banking Digital Experience without touching the backend. Built on Flutter, it replaces the Cordova UI with a near-native experience while keeping the entire OBDX backend intact. This gives banks faster innovation cycles—making it easier to launch new journeys quickly and at a lower cost of change.
The layer acts as a reusable channel framework and a practical UX modernization path. Teams can build and roll out new features faster, with real-time visibility into crashes, performance, and usage. It also makes it easier to plug in wallets, payments, fintech services, and AI capabilities. By separating the digital experience from the backend, upgrades become less risky and changes can be introduced with minimal disruption to core systems.
For customers, the impact is immediately visible. They get clean, context-aware native experiences with personalized dashboards that help them understand their financial position in seconds. Everyday banking becomes smoother with fluid gestures, faster task completion, and frictionless payments and account management. Over time, intelligent insights, lifestyle features, and contextual engagement help banks create a more relevant and meaningful digital relationship with their customers.
Why Profinch Is The Most Fitting Choice For Digital Banking Consulting & Solutions?
- Team with experience across FCDB & OBDX product versions
- Committed postproduction support and round the clock availability of expert consultants to solve critical issues
- Our own accelerators, tools, processes, checklists to standardize and fastrack implementation
- Cumulative experience of delivering more than 200 projects
Frequently Asked Questions (FAQs)
What are the Digital Banking Solutions?
Digital banking solutions are technologies and services that enable banks to provide financial services and processes through digital platforms, such as mobile apps, online portals, and internet banking websites. Digital banking solutions can include a wide range of features and capabilities, such as:
Mobile banking: Mobile banking allows customers to access their bank accounts and perform financial transactions using a smartphone or other mobile device. This can include features such as account management, bill payment, and money transfer.
Online banking: Online banking allows customers to access their bank accounts and perform financial transactions using a computer or other device with an internet connection. This can include features such as account management, bill payment, and money transfer.
Digital payment solutions: Digital payment solutions, such as mobile payments and online payment systems, enable customers to make secure payments using their mobile devices or computers. These solutions can include technologies such as contactless payments, mobile wallets, and online payment gateways.
Financial planning and budgeting tools: Digital banking solutions can include financial planning and budgeting tools, such as budgeting apps and financial planning software, to help customers manage their money and make informed financial decisions.
Customer support: Digital banking solutions can include custome.r support features, such as live chat, video call, and email, to enable customers to get an enhanced digital banking experience.
What are the advantages of Digital Banking Solution?
Here are some key advantages of Digital Banking solutions and consulting-
To meet customer demand: Many customers prefer to use digital platforms, such as mobile apps and online portals, to access financial services and perform transactions. By offering digital banking solutions, banks and fintech institutions can meet this demand and provide a convenient and convenient experience for their customers.
To increase efficiency and reduce costs: Digital banking solutions can enable banks and fintech institutions to automate many financial processes and reduce the need for manual intervention. This can lead to increased efficiency and reduced costs, as well as improved customer service.
To improve security: Digital banking solutions can include strong security protocols, such as data encryption and secure online transactions, to protect against cyber threats and fraud. This can help to improve the security of financial transactions and protect customers’ sensitive financial information.
To stay competitive: In today’s digital landscape, banks and fintech institutions that do not offer digital banking solutions may struggle to compete with those that do. By offering digital banking solutions, these organizations can stay competitive and attract new customers.
What are the benefits of Profinch's Digital Banking Solutions & Consulting?
- Profinch follows the industry-recommended processes and tools for digital banking solutions.
- We provide quality process flow documentation.
- We help you remove redundant intermediate processes that slow you down.
- We help you move to a more centralised processing system.
- You can save cost and time efficient systems.
- Get better at risk management through optimum checks.
- Open new new delivery channels like USSD, Internet, Mobile and more.
- With our Digital Banking Solutions, you can build & retain customer relationships.
